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The Banking Union project is a clear and living proof that it takes deep crises for member states to make progress, often at the last minute and on the brink of the abyss, in advancing economic and monetary union

Opinion

The EU's Banking Union is stalled — and its prospects are not good

Proposals for creating an EU Banking Union were only brought to the table in mid-2012, in the context of a severe sovereign debt crisis.

In 2014, the Banking Union was created and consisted of three pillars:

(i) the Single Supervisory Mechanism (SSM), which...

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The Banking Union project is a clear and living proof that it takes deep crises for member states to make progress, often at the last minute and on the brink of the abyss, in advancing economic and monetary union

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Author Bio

Judith Arnal is a Spanish economist with the Real Instituto Elcano think-tank and the Centre for European Policy Studies.

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